Budget Booster is a debit card you can use at any checkout that accepts Mastercard. The boost? When money's tight, spread the cost of your purchases over the months ahead - backed by a revolving credit account - so there's always enough left at the end of the month.
Spend your own money at any checkout that accepts Mastercard - in store, online and contactless. Day to day, it works like any other debit card.
When a purchase would leave the month too tight, spread its cost over the months ahead instead of paying it all at once - the revolving credit account behind your card picks it up.
Steady, predictable repayments mean you always know what's leaving your account - and as you repay, your credit frees up to use again.
Everything a modern card should do - with the budgeting boost behind it.
Use your card wherever Mastercard is accepted - online and in store.
Pay on time and your limit grows with you.
Keep up your payments and your rate comes down.
Build a savings pot alongside your spending, bit by bit.
Freeze your card, block gambling spend, set spend limits and check your PIN - all yourself, in seconds.
Money tight? Switch some or all of what you owe - even a single purchase - to fixed monthly payments, spread over longer.
It takes minutes. Quick decision, no paperwork. Your card and starting credit limit arrive within days.
Use it like any debit card - your own money, at any checkout that accepts Mastercard.
Spread the cost of purchases over the months ahead and repay at a steady pace. Keep up your payments and your limit grows and your rate falls.
Not a bank. Better. Credit unions are not-for-profit lenders owned by their members. People not profit.
Day to day you're spending your own money. The revolving credit account behind the card is there for when you need to spread a cost - and it starts small and grows with you, so it's a safe way to borrow.
*Illustrative journey. Limits, rates and rewards are set by the credit union, and credit is subject to status and affordability.
Members can apply in minutes through the members' area. Not a member yet? Join first - it only takes a few minutes online.
Our team is happy to talk it through - or take a look at our loans if a one-off borrowing amount suits you better.
Talk to us