Every pound you save with Demo Credit Union stays local, funding affordable loans for your neighbours while earning you an annual dividend.
Put a little aside each week or month - by standing order, card, or straight from your pay - and earn an annual dividend.
Our main share account. Save weekly or monthly by standing order or payroll deduction and build a healthy savings habit.
Sign up todayPut a little aside all year and take the stress out of December. Funds are locked until November so your Christmas money stays safe.
Sign up todayPrefer a guaranteed rate to an annual dividend? Our interest-bearing accounts pay a set rate of interest on your balance.
Everyday savings that earn interest from day one. Pay in and withdraw whenever you like, with no notice period and no penalties.
Sign up todayLock your savings away for twelve months and earn our best guaranteed rate. Ideal for money you won't need straight away.
Sign up todayUse your annual ISA allowance and pay no tax on the interest you earn - with the same friendly, member-owned service behind it.
3.0% AER*
variable, tax-free
Open online in minutes once you're a member, or transfer an existing ISA to us.
Join and open an ISA*Illustrative demo rates. Dividend accounts pay an annual dividend agreed by members at the AGM instead of a set interest rate.
Your savings do more at a credit union. Instead of boosting shareholder profits, they're lent to other members at fair rates - and any surplus comes back to you as a dividend.
If your employer is one of our payroll partners, you can save (and repay loans) directly from your salary before it ever reaches your bank account - the easiest way to save without noticing.
More about payroll savingsJoining takes just a few minutes online. Once you're a member, you can open any of our savings accounts straight away.
Join Demo Credit Union